DIGITAL TRANSFORMATION OF THE
COMMERCIAL BANKING

ADWEKO Commercial Banking is the answer to a wide range of challenges – from enormous cost pressure and high regulatory requirements to the increased need for digital and smart solutions.

    From the introduction of new credit applications to the adaptation and automation of your financial reporting functions and data quality measures, ADWEKO follows a vertical approach across the entire banking supply chain for commercial banking.

    In addition to the far-reaching transformation of your bank management, ADWEKO supports you in the successful conception and development of sustainable, cost-efficient and integrated solutions for commercial banking.

    FRONT TO BACK

    The vertical approach of our Commercial Banking

    THE COMMERCIAL BANKING OF TOMORROW

    Already the focus today

    DIGITALIZATION & AUTOMATION

    of your Finance Function

    OUR OFFERING

    From credit initiation to overall bank management and balance sheet reporting:

    THE DIGITAL TRANSFORMATION OF THE CREDIT SUPPLY CHAIN

    Simple as well as complex financing structures require efficient processing and monitoring possibilities through intuitive as well as holistic front-office systems with stable back-ends in order to enable an optimized execution of workflow as well as monitoring processes.

    In order to handle the complete life cycles of loan contracts, forward-looking loan applications are required as complete solutions or as special solutions, such as ADWEKO’s SAP-based modification tool.

    WE SUPPORT YOU!

    ADWEKO GLADLY ADVISES AND SUPPORTS YOU

    Using a holistic consulting approach, ADWEKO offers you far-reaching, integrated solutions for the digital transformation of your commercial banking:

    • Introduction of new retail and wholesale credit applications
    • Answering credit-related and regulatory questions in finance, such as negative interest rates or sustainable finance, and developing a suitable solution for you
    • Process automation along the credit delivery chain, especially in the finance area, e.g. for data quality measures in accordance with BCBS 239 and F2E recons for retail and wholesale loans

    SELECTION OF CREDIT PROCESS OPTIMIZATIONS

    In addition, the effective identification and efficient analysis in the context of the adaptation of opportunities and potentials in financial transformations via the automation of credit processes is supported by ADWEKO to provide you with innovative solutions and to optimize your cost- and time-intensive manual processes.

    • Loan IQ implementation for complex wholesale loan business with focus on bank control
    • OSPlus – Implementation for retail loans with focus on finance function and data quality measures according to BCBS 239
    • SAP Loans Management incl. Complex Loans – Supporting our clients in the efficient processing of simple to structured financings

    SELECTION OF CREDIT PROCESS OPTIMIZATIONS

    In addition to the integration of new IT solutions, automation potential can be leveraged using Robotic Process Automation (RPA).

    • ADWEKO tool linked to SAP Loans Management for audit-proof and fully process-covered modifications
    • RPA of processes for data quality measures according to BCBS 239
    • Automation of F2E recons for retail and wholesale loans as RPA solution

    TRANSFORMATION OF YOUR CREDIT PROCESSES
    ALREADY IN THE PIPELINE

    Our aim is to support you in your wholesale business in particular and to work with you to fully digitalize your credit processes, starting with the initiation phase.

    Intelligent API structures and application platforms can be used to map deals as early as the initiation stage and control the new business process. To support the market areas, this may include:

    • Transaction and asset data as well as business partners and other deal counterparties can be recorded, enriched and structured transparently using an interactively designed recording system.
    • This enables joint transaction support in a digital team in order to carry out qualitative and quantitative assessments and calculations (reporting obligations) of new business early on in the process.
    • The prepared initiation data can then be made available to the follow-up and peripheral systems in order, among other things, to bring about the credit decision and transfer it to the inventory-managing systems when the transaction is concluded

    SAP S/4 HANA BANKING FOR COMPLEX LOANS

    as a highlight in a front-to-end Agile implementation

    From the conception to the implementation of SAP Complex Loans in your existing SAP S/4 architecture as an add-on to SAP Loans Management or as a complete solution in connection with the central financial accounting module SAP S/4HANA Finance, ADWEKO accompanies you holistically in your financial IT transformation process.

    Talk to

    niko koehler!