DIGITAL TRANSFORMATION OF COMMERCIAL BANKING

From credit initiation to core banking and financial reporting, you receive support along the entire credit supply chain.

In addition to the far-reaching transformation of your bank management, ADWEKO supports you in the successful conception and development of sustainable, cost-efficient and integrated solutions for commercial banking.

From the introduction of new credit applications to the adaptation and automation of your financial reporting functions and data quality measures, ADWEKO follows a vertical approach across the entire banking supply chain for commercial banking.

We help you to leverage potential in financial transformation through innovative solutions and reduce inefficiencies.

Introduction & transformation of credit systems

  • Loan IQ implementation for complex wholesale loan business with a focus on bank management
  • OSPlus – Introduction for retail loans with a focus on the finance function and data quality measures in accordance with BCBS 239
  • SAP Loans Management incl. Complex Loans – Supporting our clients in the efficient processing of simple to structured financings

Optimization of credit initiation and decision-making processes

  • Introduction of new retail and wholesale credit applications
  • Process optimization in the area of risk-relevant credit decisions
  • Design and optimization of the customer journey in the area of new product launches
  • Future-proof framework for easy adaptation to any upcoming regulatory changes

Answering credit-related and regulatory questions

  • Answering credit-related and regulatory questions in finance, such as Basel, MaK, AnaCredit or Sustainable Finance and developing a suitable solution for you
  • Ensuring data security and protection in the course of digitization measures
  • Consideration of regulatory requirements for automated decisions and data processing (e.g., MaRisk and KWG)

Process automation & data quality measures

  • Process automation along the credit supply chain, especially in the finance area, e.g. for data quality measures in accordance with BCBS 239 and F2E recons for retail and wholesale loans
  • Use of artificial intelligence to increase process efficiency and automate decisions
  • Optimization of document handling with automatic KPI determination

Introduction & transformation of credit systems

  • Loan IQ implementation for complex wholesale loan business with a focus on bank management
  • OSPlus – Introduction for retail loans with a focus on the finance function and data quality measures in accordance with BCBS 239
  • SAP Loans Management incl. Complex Loans – Supporting our clients in the efficient processing of simple to structured financings

Optimization of credit initiation and decision-making processes

  • Introduction of new retail and wholesale credit applications
  • Process optimization in the area of risk-relevant credit decisions
  • Design and optimization of the customer journey in the area of new product launches
  • Future-proof framework for easy adaptation to any upcoming regulatory changes

Answering credit-related and regulatory questions

  • Answering credit-related and regulatory questions in finance, such as Basel, MaK, AnaCredit or Sustainable Finance and developing a suitable solution for you
  • Ensuring data security and protection in the course of digitization measures
  • Consideration of regulatory requirements for automated decisions and data processing (e.g., MaRisk and KWG)

Process automation & data quality measures

  • Process automation along the credit supply chain, especially in the finance area, e.g. for data quality measures in accordance with BCBS 239 and F2E recons for retail and wholesale loans
  • Use of artificial intelligence to increase process efficiency and automate decisions
  • Optimization of document handling with automatic KPI determination
/

Flexible range of services

Resource allocation with access to a broad network of nearshore, offshore or X1F partners

Banking of tomorrow

Our forward-looking solutions lay the foundations for shaping the future of finance

Digitalization & automation

Savings through the optimization of cost- and time-intensive manual processes

YOUR BENEFITS IN THE CREDIT PROCESS

Our aim is to support you in your wholesale business in particular and to work with you to fully digitalize your credit processes, starting with the initiation phase.

Intelligent API structures and application platforms can be used to map deals as early as the initiation stage and control the new business process. To support the market areas, this may include:

  • Transaction and asset data as well as business partners and other deal counterparties can be recorded, enriched and structured transparently using an interactively designed recording system.
  • This enables joint transaction support in a digital team in order to carry out qualitative and quantitative assessments and calculations (reporting obligations) of new business early on in the process.
  • The prepared initiation data can then be made available to the follow-up and peripheral systems in order, among other things, to bring about the credit decision and transfer it to the inventory-managing systems when the transaction is concluded

YOUR PATH TO DIGITAL TRANSFORMATION

Preliminary talk

The preliminary meeting is the decisive first step in our holistic consulting method at ADWEKO. We attach great importance to precisely understanding your individual needs and challenges in the area of commercial banking.

Inventory

Through a comprehensive analysis of your current situation and your objectives, we can develop tailor-made solutions. We focus on topics such as the introduction of new retail and wholesale credit applications, answering credit-related and regulatory questions and automating processes along the credit supply chain.

Initial analysis with outlook

Our aim is to work with you to develop a tailor-made strategy for your digital transformation that ensures long-term success and strengthens your competitiveness.

Deeper analysis

In addition, ADWEKO supports the adaptation of opportunities and potentials in financial transformations through the automation of credit processes in order to offer you innovative solutions and optimize your cost- and time-intensive manual processes.

Customization/implementation

In addition to the integration of new IT solutions, automation potential can be leveraged using robotic process automation (RPA).

Follow-up support

We continue to support you after successful implementation to ensure that the desired goals are achieved and long-term success is guaranteed. This includes evaluating the effectiveness of the implemented measures and constantly adapting strategies in line with changing market conditions and regulatory requirements.

Implementation using the example OUR AGILE SCRUM METHODOLOGY

The 4 steps of value case and stakeholder management

WE CREATE A SUSTAINABLE FUTURE FOR YOU

CHALLENGES

  • Complexity of regulatory requirements
  • The inconsistency of ESG regulation at national and international level
  • High costs for accumulating and analyzing large amounts of
    data
  • Ensuring data security when processing critical data
  • Availability and quality of ESG data

OUR SOLUTION COMPETENCE

  • We accompany you on your path to sustainable transformation
  • Our sustainability experts support you with professional & technical know-how throughout your entire delivery route
  • Our strength lies in the complete package; whether optimization, requirements conception or new implementation. ADWEKO supports you in the technical and professional implementation of your sustainability strategy
Melting Icecream; Iceball looks like the earth

MORE ABOUT COMMERCIAL BANKING

Talk to
niko köhler!