DIGITAL TRANSFORMATION OF LOAN MANAGEMENT

ADWEKO loan management is the answer to a wide range of challenges – from enormous cost pressure and high regulatory requirements to the increased need for digital and smart solutions.

From the introduction of new loan applications to the adaptation and automation of your financial reporting functions and data quality measures, ADWEKO follows a vertical approach across the entire banking supply chain for loan management.

In addition to the far-reaching transformation of your bank management, ADWEKO supports you in successfully designing and building sustainable, cost-efficient and integrated solutions for loan management.

FRONT TO BACK

The vertical approach of our loan management

THE LOAN MANAGEMENT OF TOMORROW

Already the focus today

DIGITALIZATION & AUTOMATION

of your Finance Function

OUR OFFERING

From loan initiation to overall bank management and balance sheet reporting:

THE DIGITAL TRANSFORMATION OF THE LOAN SUPPLY CHAIN

Simple as well as complex financing structures require efficient processing and monitoring possibilities through intuitive as well as holistic front-office systems with stable back-ends in order to enable an optimized execution of workflow as well as monitoring processes.

In order to handle the complete life cycles of loan contracts, forward-looking loan applications are required as complete solutions or as special solutions, such as ADWEKO’s SAP-based modification tool.

HOW CAN ADWEKO SUPPORT YOU?

ADWEKO GLADLY ADVISES AND SUPPORTS YOU

By means of a holistic consulting approach, ADWEKO offers you far-reaching, integrated solution approaches for the digital transformation of your loan management:

  • Introduction of new retail and wholesale loan applications
  • Answering loan-related and regulatory questions in finance, such as negative interest rates or sustainable finance, and developing a suitable solution for you
  • Process automation along the loan delivery chain, especially in the finance area, e.g. for data quality measures in accordance with BCBS 239 and F2E recons for retail and wholesale loans

SELECTION OF LOAN PROCESS OPTIMIZATIONS IMPLEMENTED BY ADWEKO

In addition, the effective identification and efficient analysis in the context of the adaptation of opportunities and potentials in financial transformations via the automation of loan processes is supported by ADWEKO to provide you with innovative solutions and to optimize your cost- and time-intensive manual processes.

  • Loan IQ implementation for complex wholesale loan business with focus on bank control
  • OSPlus – Implementation for retail loans with focus on finance function and data quality measures according to BCBS 239
  • SAP Loans Management incl. Complex Loans – assisting our clients in the efficient processing of simple to structured financings.

SELECTION OF LOAN PROCESS OPTIMIZATIONS IMPLEMENTED BY ADWEKO

In addition to the integration of new IT solutions, automation potential can be leveraged using Robotic Process Automation (RPA).

  • ADWEKO tool linked to SAP Loans Management for audit-proof and fully process-covered modifications
  • RPA of processes for data quality measures according to BCBS 239
  • Automation of F2E recons for retail and wholesale loans as RPA solution

THE TRANSFORMATION OF YOUR LOAN PROCESSES
IS ALREADY IN THE INITIATION PHASE

Our goal is to support you in your wholesale business in particular and to fully digitize your loan processes together, starting at the origination stage.

Using intelligent API structures and application platforms deals can be mapped as early as the origination stage and the new business process can be controlled. To support the market areas, this can include:

  • Transaction and asset data as well as business partners and other deal counterparties can be captured, enriched and transparently structured via an interactively designed capture system.
  • This enables joint transaction support in a digital team in order to carry out qualitative and quantitative evaluations and calculations (reporting obligations) of new business early in the process.
  • The processed origination data is then available to the downstream and peripheral systems, e.g., for the loan decision, and can be transferred to the systems managing the portfolio when the deal is closed.

 

SAP S/4 HANA BANKING FOR COMPLEX LOANS

as a highlight in a front-to-end Agile implementation

From the conception to the implementation of SAP Complex Loans in your existing SAP S/4 architecture as an add-on to SAP Loans Management or as a complete solution in connection with the central financial accounting module SAP S/4HANA Finance, ADWEKO accompanies you holistically in your financial IT transformation process.

Talk to

NIKO KÖHLER!